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Baby Boomers And Retirement - Why You Can't Count On Your Pension
Some communities require start up fees, monthly fees beyond rent#, service fees for use of certain areas of the community such as pool or weight room, etc.
You will not be charged early withdrawal fees or penalties and you won't have to pay the taxes on this sum, either. If you are looking to shift gears, don't discount gold. 401k rollover accounts usually have some precious metals funds available.